A public insurer is a specialist claims handler/claims handler/advisor who supports the policyholder/insurance holder in negotiating and helping the policyholder/insurance holder with their insurance claim. If you've had a car accident or have been injured in an accident, then the first thing to do is to get advice from your own insurance company regarding how to handle the claim and get it settled as soon as possible. Your insurance company will of course use the services of a public insurance adjuster. The public insurer will usually have their own lawyers, investigators and account handlers who are committed to your best interests throughout the claims process. Read more details on a public insurer in this article.
You may think of your lawyer as just another employee who performs a job but when you are at the receiving end of the insurance claims process, then you really don't know what you are getting. You are entrusting your future, well-being and your family's financial future to someone whom you will never meet face to face and cannot ask directly questions about. To this end you should do some groundwork and research before hiring a public adjuster on your behalf. You should ask questions about the background and experience of the licensed professionals working for the company and if the licensed professionals are registered under a regulating organization.
There are several reasons why you should interview prospective insurance adjusters before hiring them on to your case. First, you want to know about the experience of the licensed professional and the years of experience they have working in this field. You also need to be aware of what to expect during the claims process. You need to know when to ask for a settlement statement from your insurance company and when to expect the company to file the insurance claims against you. At the same time you need to know if the public adjuster has any other clients and the costs of such services.
Insurance policyholders have a right to request information from their licensed professional insurance adjuster regarding all matters that do not fall under their private policy. They can also request information that pertains to their specific insurance company, such as the status of a current claim and the amount of times the policyholder has requested information from the licensed professional. Policyholders also have the right to request information on the settlement history of a specific claim that they have already filed with the company. All requests made by policyholders must be honored by the company, unless you specifically opt out of such information being given to the state Department of Financial Services, which holds all records relating to the payment of claims filed by policyholders.
What you may not realize is that homeowners insurance companies hire public insurance adjusters on a regular basis. These people are specially trained in handling these types of cases. The reason for this is that they know that it is their job to make sure that homeowners remain financially protected. So if you have been a victim of theft you should call your homeowners' insurance company and let them know that you wish to have a public adjuster come and look at your home and report back to them on what they've found. You can tell them that you would like to get an appraisal of what was taken from your property, or at least how much was taken and if it was insured or not.
Public adjusters are usually very quick to respond to homeowners who file insurance claims because this is what they do for a living. They know that it is their duty to report anything that they find to be out of the ordinary or something that doesn't belong in the claim package. In fact, many companies hire adjusters because they know that the entire process of the insurance claim process will be much faster if these individuals are employed. They work quickly, take their work seriously, and always follow the letter of the law when it comes to getting people to pay up. If you're a policyholder, and you believe that you have been the victim of insurance fraud, you should contact your homeowner's insurance companies immediately and hire a public adjuster to help you with your claim. Check out this post for more details related to this article: https://en.wikipedia.org/wiki/Public_insurance_adjusting.
